When you have a roof leak you want a reliable roofing company who shows up fast and helps you solve the problem now.
Serving the Capital Region from Hudson to Saratoga
Why is my Roof Leaking?
Upstate New York weather is brutal. Especially when it's given the time to do as it pleases with a roof.
Every winter, your roof goes through sub-zero temperatures and is subject to ice and snow build up, which alone can lead missing shingles and damage mid-winter. Add to that the possibility of hail and sleet, the rapid warming and cooling in the spring time and hot temperatures in the summer.
All of this causes the asphalt shingles on your roof to expand and contract over and over and get subjugated to wind storms, blow-offs and worse if improperly installed.
Top Causes of roof damage:
- Poor Construction (even brand new roofs, when improperly installed, can leak)
- Shifting House (if your home is shifting, e.g. from the ground, it's going to tear apart the roof)
- Roof Additions (e.g. satellite dishes, antennas, solar paneling when improperly installed cause shingles to dislodge and become damaged)
- Harsh Weather (wind, heavy rains, hail and ice storms)
Should I Reroof or Just Repair?
Without physically inspecting the roof and finding the source of the leak, and how much damage there is, it's hard to say directly.
However, the general protocol is that if your roof is only suffering a little damage (e.g. missing a couple shingles), then it's generally going to be cheaper to simply spot repair with a new sheet of shingles. However, when doing so, the contractor must be diligent in matching the same shingle type as previously installed, so that you do not have any ugly "patch jobs" diminishing the curb appeal (and thus value) of your home.
More commonly, roof leaks that cause someone to search for roof repairs are indicative of a more widespread problem. It's just no good when shingles come off the roof or you have a hole in the roof for any reason.
When it comes down to reroofing options there are a few choices to make:
- Partial Roof Replacement (only replacing a section of the total roof)
- Roof over the old shingles on the roof (adding a new layer of shingles on top of the old ones)
- Full Reroofing (replacing the entire roof)
A partial roof replacement will be the least expensive of the three options in the short term, and a full reroofing (removing old shingles, and replacing the roof) is going to be the most costly of the three choices.
Why Not Just Go With a Partial Replacement?
This will depend a lot on your situation and again, the results of the roof inspection as to what's necessary for your roof. While a partial replacement is the most affordable short-term option, if you are in a situation where you're going to have to be replacing the whole roof over the next few years or suffer from chronic leak problems in another area of the roof, then usually the most affordable long-term solution is going to be to replace the entire roof.
Generally it is not recommended to simply lay down a new layer of shingles over the old ones (and if you already have two layers of shingles on your roof, you must remove and replace by law). Reason is, in the Capital Region, with the severity of our winters, and with the high wind speeds we often get, the second layer of shingles actually makes the roof more vulnerable to blow off. This again makes the roof replacement the safest long-term solution to the issue.
Does Homeowners Insurance Cover Roof Leaks?
It will all depend on the exact homeowners policy you have and the insurance provider you use. However, in most cases roof leaks and related roof repairs or replacements are covered when the roof is damaged by "peril." In other words, if there was say unexpected fire, hail or wind damage.
Usually normal "wear and tear" of a roof is not covered by home owners insurance. We can certainly assist you in helping figure out whether your roof is covered or not.
Worried About Reroofing Costs Being Too Much Out Of Pocket?
Don't worry, we can help you directly with our flexible financing plans. Because we've been in the roofing business for over 20 years, we have established relationships with a wide network of banks and institutions willing to finance roofs. Because of this, we can guarantee 100% approval for the funding you need to get the replacement of your roof underway.